Finance & Legal

Loan Application Template

A loan application form is a form that collects an applicant's identity and contact details, the loan amount, purpose and term, employment, income, existing debts and supporting documents so a lender can assess affordability and decide whether to make an offer. This template gathers everything a loan officer needs for a first review in four short steps, and applicants can save progress and come back to upload documents.

Use this template — freeTry it first
22 questions
4 pages
~5 min
To fill in
Steps layout
Mobile-ready
Free
No credit card
Loan Application form beside a photo of a loan advisor meeting a client in an office

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Photo by RDNE Stock project on Pexels

Who it's for

Credit unions, community lenders, microfinance institutions, loan brokers and employers running staff loan programs.

  • Online personal loan applications from your website
  • Credit union members applying for a car or debt consolidation loan
  • Broker pre-qualification before submitting to a lender
  • Employee salary advance or hardship loan programs

What this template asks

Every question can be changed, removed or reordered once it's yours.

About you

  1. First name*

    Short text

  2. Last name*

    Short text

  3. Email*

    Email

  4. Mobile number*

    Phone number

  5. Date of birth*

    Date

  6. Current home address*

    Long text

  7. Time at this address*

    Multiple choice

    • Less than 1 year
    • 1-3 years
    • 3-5 years
    • More than 5 years

Your loan

  1. How much would you like to borrow?*

    Number

  2. What is the loan for?*

    Dropdown

    • Debt consolidation
    • Home improvement
    • Car purchase or repair
    • Medical expenses
    • Education
    • Wedding
    • Moving or relocation
    • Emergency expenses
    • Other

  3. Preferred loan term*

    Multiple choice

    • 12 months
    • 24 months
    • 36 months
    • 48 months
    • 60 months

Work and finances

  1. Employment status*

    Multiple choice

    • Employed full-time
    • Employed part-time
    • Self-employed
    • Retired
    • Not employed
    • Student

  2. Employer or business name

    Short text

    If employed or self-employed

  3. Job title

    Short text

    Optional

  4. Time with current employer

    Multiple choice

    Optional

    • Less than 6 months
    • 6-12 months
    • 1-3 years
    • More than 3 years

  5. Monthly income before tax*

    Number

  6. Housing status*

    Multiple choice

    • Own outright
    • Own with mortgage
    • Rent
    • Live with family
    • Other

  7. Monthly rent or mortgage*

    Number

  8. Other monthly debt costs

    Number

    Optional. Credit cards, car loans, student loans

Documents and consent

  1. Government photo ID

    File upload

    Optional now, needed before approval

  2. Proof of income

    File upload

    Last 2 pay stubs or 3 months of bank statements

  3. Type your full name*

    Short text

  4. Consent*

    Checkboxes

    • I confirm the information is accurate and I consent to a credit check

Tips for more responses

  1. 1

    Turn on save-and-resume so applicants can come back to upload pay stubs without starting over.

  2. 2

    Uploads are stored privately; limit who in your team can see responses and export only what you need.

  3. 3

    Use conditional logic to ask for employer details only when the applicant is employed, and business details only when self-employed.

Questions

What should a loan application form include?

The applicant's name, date of birth, contact details and address, the loan amount, purpose and term, employment status and employer, monthly income, housing costs and existing debts, consent to a credit check and uploads of ID and proof of income.

What documents are usually needed for a personal loan?

Most lenders ask for a government photo ID, proof of address, recent pay stubs or bank statements, and tax returns for self-employed applicants. Exact requirements vary by lender and country.

Is a credit check consent needed on a loan application?

Lenders generally need the applicant's permission before running a credit check, and the wording required differs by country. Have your compliance team or legal adviser review the consent text and check your local rules before going live.

Is it safe to collect loan applications with an online form?

Files are stored privately and only people you give access to can view responses. Avoid asking for full card or bank login details on any form, and collect only the personal data you need for the decision.

Is this loan application template free?

Yes. Copy it into a free Dculus Forms account, change anything you like and start collecting responses. No credit card is needed.

Can I change the questions?

Yes. Your copy opens in the form builder, where you can add, remove and reorder questions, change the layout and add your own branding.

Where do the responses go?

Responses arrive in your Dculus Forms workspace. You can export them to Excel or CSV, send them to Google Sheets or a webhook, and get email notifications.

Can I host it myself?

Yes. Dculus Forms is open source (GPLv3), so you can run it on your own servers and keep every response in your own database.

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